English  |  正體中文  |  简体中文  |  Items with full text/Total items : 49925/85107 (59%)
Visitors : 7781376      Online Users : 55
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library & TKU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/99456


    Title: The Impact of Information Asymmetry and Client Credit on Lending Performance - Taiwan’s Evidence
    Authors: Huang, Cheng-Li;Kuo, Bih-Yun
    Contributors: 淡江大學會計學系
    Date: 2014-06
    Issue Date: 2014-11-02 16:01:49 (UTC+8)
    Publisher: Las Vegas: Macrothink Institute, Inc.
    Abstract: Using panel data from Taiwan, this paper examines the impact of information asymmetry and client credit on lending performance. Banks without huge losses from bad debts and from credit card lending are categorized as high lending performance banks, whereas banks with heavy losses from bad debts and from credit card lending are categorized as low lending performance banks. Firms are also divided into micro and small businesses (MSBs) and medium and large businesses (MLBs). Logit regression is used to identify the determinants of lending performance, including the levels of information asymmetry and client credit records. The empirical results show that: (1) MLBs with good information transparency tend to establish relationships with banks that are characterized by huge losses from bad debts and from credit card lending. (2) Small foreign firms, as well as MLBs with high profitability, cash and R&D expenditure ratios prefer having relationships with banks with good lending performance and low credit risk. (3) MLBs and MSBs with poor credit records prefer having relationships with banks that have good lending performance and low credit risk.
    Relation: Asian Journal of Finance & Accounting 6(1), pp.175-197
    DOI: 10.5296/ajfa.v6i1.5212
    Appears in Collections:[會計學系暨研究所] 期刊論文

    Files in This Item:

    File Description SizeFormat
    5212-19592-1-PB.pdf105KbAdobe PDF171View/Open
    index.html0KbHTML121View/Open
    index.html0KbHTML102View/Open

    All items in 機構典藏 are protected by copyright, with all rights reserved.


    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library & TKU Library IR teams. Copyright ©   - Feedback