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    請使用永久網址來引用或連結此文件: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/98642

    題名: A Note on Bank Interest Margin, Administrative Cost and Equity Risk in the Return to Retail Banking
    作者: Lin, Jyh-Jiuan;Jou, Rosemary;Lin, Hsiao-Ning
    貢獻者: 淡江大學統計學系
    關鍵詞: Bank interest margin;Administrative cost;Equity risk;Retail banking
    日期: 2012-12
    上傳時間: 2014-09-03 16:01:57 (UTC+8)
    出版者: Kumamoto: ICIC International
    摘要: The bank interest margin, i.e., the spread between the loan rate and the deposit rate, is one of the principal elements of bank net cash flows and after-tax earnings and is often used as a proxy for the efficiency of financial efficiency. Little attention has been paid to the effects of administrative cost denoted by personal expense on bank equity returns and risks since the use of administrative cost as a trategy is much less widely accepted than is often believed by widening its interest margin and thus decreasing its risk in equity return.
    關聯: ICIC Express Letters 6(12), pp.3137-3142
    顯示於類別:[統計學系暨研究所] 期刊論文


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