English  |  正體中文  |  简体中文  |  Items with full text/Total items : 52047/87178 (60%)
Visitors : 8687839      Online Users : 196
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library & TKU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/93945

    Title: 個人傷害保險職業分類及其費率係數之研究
    Other Titles: Study of occupational classification and classification relativity of rates on personal accident insurance
    Authors: 沈煥昇;Shen, Huan-sheng
    Contributors: 淡江大學保險學系保險經營碩士班
    廖述源;Liao, Shun-Yuan
    Keywords: 個人傷害保險;職業等級(類別);職業分類表;職業分類費率比(係數);Personal Accident Insurance;Occupational Classification;Occupational Classification Relativity of Rates.
    Date: 2013
    Issue Date: 2014-01-23 13:42:52 (UTC+8)
    Abstract:   綜觀過往個人傷害保險相關文獻中,甚少針對職業分類加以探討,乃多僅止於闡述職業因素對於個人傷害保險業務經營之重要性即止,更遑論對於職業分類劃分原則與方式進行系統性的整理,使日後欲修訂時,恐缺乏相關理論基礎,也進而降低國外經驗借鏡上的實用性。另外,我國保險人於實際經營個人傷害保險業務時,為考量簡便性與市場性,多僅以少數較低之職業等級來承作,凸顯理論與現實的不符,以上遂增進本研究對於個人傷害保險職業分類劃分方式等相關方面的探討動機。
    2.個人傷害保險職業類別項次與內容簡化已為現今之國際趨勢 。
      According to the research in personal accident insurance from the past, there are seldom investigations, which major concerning about occupational classification. Since most researches are simply focusing on the importance of the factors of managing personal accident insurance, there are no specific classifications and systematic rules to organize occupational classification. The lack of knowledge and theories; furthermore, will decrease the practical applicability of foreign experience during revision. In addition, while doing personal accident insurance management in real cases, most insurers (in Taiwan) use lower occupation levels because of the simplification and marketization. As a result, this situation presents that theories nowadays is not practically useful in realities.
      Follow by the documentary analysis method, comparative analysis method and the development of personal accident insurance management in domestic and abroad, there are four major aspects that support the characteristics of comparison in different type of occupational
    1.There are significant relativities between personal
     accident insurance management and occupational
    2.Simplification the items of occupational classification
     has become a new international trend.
    3.There are three division patterns that assist different
     nations or different insurers by industry, objective
     condition, and job duties or environmental exposure.
    4.Furthermore, there are five characteristics, which are
     equity, simplicity, stability, flexibility, and
     faithfulness that support the three division patterns
     more specifically refer to occupation classification.
    Appears in Collections:[保險學系暨研究所] 學位論文

    Files in This Item:

    File SizeFormat

    All items in 機構典藏 are protected by copyright, with all rights reserved.

    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library & TKU Library IR teams. Copyright ©   - Feedback