English  |  正體中文  |  简体中文  |  Items with full text/Total items : 52047/87178 (60%)
Visitors : 8708053      Online Users : 300
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library & TKU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/93767

    Title: 外資銀行在中國經營績效分析 : 兼論台資銀行在中國的發展
    Other Titles: Study of operating performance for foreign banks and the development of domestic bank in Mainland China
    Authors: 黃逸民;Huang, Yi-Min
    Contributors: 淡江大學財務金融學系碩士在職專班
    李沃牆;Lee, Wo-Chiang
    Keywords: 外資銀行;台資銀行;銀行經營績效;foreign bank;Domestic Bank in Mainland China;Operating performance;CAMELS;SWOT
    Date: 2013
    Issue Date: 2014-01-23 13:30:27 (UTC+8)
    Abstract: 本研究以在中國經營銀行業務之外資銀行與台資銀行為研究對象,以其在中國市場之財報資料,運用CAMELS指標選取財務變數,分別進行財務報表分析,用以明瞭其經營績效,再以SWOT矩陣分別探討其在中國之經營策略,最後以損益表資料對台資銀行進行經營績效實證分析。因資料取得之限制,故以外資銀行為主,研究對象為2008年至2011年的14間外資銀行,而台資銀行則以2013年4月為止至中國設立分行之10間台資銀行為研究對象。綜合本文的結論如下:
    This research aims to expound in depth the operating performance of the foreign banks and the domestic banks in Mainland China, which uses the CAMELS ratings system with financial variables to analyze their financial statement separately, and supported by the SWOT matrix to explore the business strategy in China. Finally, it analyzes the operating performance of the domestic banks with the income statements. This study, with the limited resources, therefore mainly focuses on the foreign banks in China. The subject matter of the profound paper involves 14 foreign banks during 2008 to 2011 and 10 domestic banks before April, 2013 in China. With the field study can be concluded as below:
    1.The foreign banks’ asset scale is not as grand as the banks of China, and the earning-profitability is just the moderate compared with the latter.
    2.Foreign banks fetch the core profit from the direct term loan.
    3.Foreign banks should focus their developing business on corporate banking as well as private banking business to create differential marketing and customer segmentation strategy.
    4.Foreign banks may keep and develop their heart of capability and superb experience on the risk management for covering the business risk.
    5.Domestic banks will play their term loan business as a main profit source.
    6.Domestic banks, to a credit degree, should be staunch supporters of import-oriented enterprises of Taiwan.
    7.Empirical analysis of operating performance of domestic banks, find that the profit is influenced by the operating revenue along with operating expenses.
    While banks of China acquire great benefit from the high interest rate stimulating both foreign banks along with domestic banks with incentives to enter China’s market, it conceals the management risk that cannot be ignored. In the same terms, how to control the business risk with healthy profit, especially assuming positive attitude toward unfamiliar enterprise-manageable environment inclusive of business enter mode, geographical choice decision and business promotion in China, has become a critical issue of the banks.
    Appears in Collections:[財務金融學系暨研究所] 學位論文

    Files in This Item:

    File SizeFormat

    All items in 機構典藏 are protected by copyright, with all rights reserved.

    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library & TKU Library IR teams. Copyright ©   - Feedback