Worldview, Risk Perception and Underwriting Performance: An Empirical Study of Property/Liability Insurance Industry

機構典藏 > College of Business and Management > Graduate Institute & Department of Banking and Finance > Journal Article > Item 987654321/92926

Please use this identifier to cite or link to this item: https://tkuir.lib.tku.edu.tw/dspace/handle/987654321/92926

Title:	Worldview, Risk Perception and Underwriting Performance: An Empirical Study of Property/Liability Insurance Industry
Authors:	Nieh, Chien-Chung;Jiang, Shi-jie;Chiang, I-chan
Contributors:	淡江大學財務金融學系
Keywords:	Culture Theory of Risk;Risk Perception;Underwriting Performance
Date:	2013
Issue Date:	2013-10-24 02:04:45 (UTC+8)
Publisher:	Beverly Hills: West World Productions, Inc.
Abstract:	Underwriting process is the core function of property/liability insurance companies. An appropriate underwriting policy can avoid adverse selection and make sure that insurance companies select only those insured whose actual loss will not exceed the expected loss. This study attempts to connect the culture theory of risk, risk perception with underwriting performance of underwriters in property/liability insurance companies. This study explores the effects of different types of worldviews upon the underwriting performance and evaluates various underwriters’ financial risk perception based on different worldview by use of conjoint expected risk model. Interesting and fascinated empirical evidence could be found that risk perceptions represent a considerable part on underwriting process, which has not been found yet in previous finance or insurance literature.
Relation:	Storage Management Solution 2013(2), pp.140-155
Appears in Collections:	[Graduate Institute & Department of Banking and Finance] Journal Article

Files in This Item:

File	Description	Size	Format
Worldview, Risk Perception and Underwriting Performance: An Empirical Study of Property/Liability Insurance Industry.pdf		278Kb	Adobe PDF	783	View/Open