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    題名: Worldview, Risk Perception and Underwriting Performance: An Empirical Study of Property/Liability Insurance Industry
    作者: Nieh, Chien-Chung;Jiang, Shi-jie;Chiang, I-chan
    貢獻者: 淡江大學財務金融學系
    關鍵詞: Culture Theory of Risk;Risk Perception;Underwriting Performance
    日期: 2013
    上傳時間: 2013-10-24 02:04:45 (UTC+8)
    出版者: Beverly Hills: West World Productions, Inc.
    摘要: Underwriting process is the core function of property/liability insurance companies. An appropriate underwriting policy can avoid adverse selection and make sure that insurance companies select only those insured whose actual loss will not exceed the expected loss. This study attempts to connect the culture theory of risk, risk perception with underwriting performance of underwriters in property/liability insurance companies. This study explores the effects of different types of worldviews upon the underwriting performance and evaluates various underwriters’ financial risk perception based on different worldview by use of conjoint expected risk model. Interesting and fascinated empirical evidence could be found that risk perceptions represent a considerable part on underwriting process, which has not been found yet in previous finance or insurance literature.
    關聯: Storage Management Solution 2013(2), pp.140-155
    顯示於類別:[財務金融學系暨研究所] 期刊論文

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