English  |  正體中文  |  简体中文  |  Items with full text/Total items : 52355/87459 (60%)
Visitors : 9128466      Online Users : 248
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library & TKU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/87186

    Title: 高齡化趨勢下之金融商品 : 逆向抵押權住宅貸款之探討
    Other Titles: Financial commodity for ageing population tendency : the study of reverse mortgage
    Authors: 趙念琪;Chao, Nien-Chi
    Contributors: 淡江大學財務金融學系碩士在職專班
    Keywords: 高齡化趨勢;逆向抵押權住宅貸款;金融商品;ageing population tendency;Reverse Mortgage;financial
    Date: 2012
    Issue Date: 2013-04-13 10:50:06 (UTC+8)
    Abstract: 我國即將逐漸邁入高齡化社會,伴隨著這即將崛起的老人市場,勢必對整個國民經濟產生重大影響。高齡化過程中許多獨居老人雖然居住在自己擁有的家,但手頭拮据無法過著有尊嚴的日子;以房養老之「逆向抵押權住宅貸款」是結合金融商品與社會福利的政策工具,此一制度的推行,應列為政府因應未來高齡化趨勢之必要政策。
    The moving into the ageing population society of our ountry which along with the rising of elderly market,is bound to have a significant impact on the entire national economy. In the process of ageing, many elderly living alone have their own house, but live without dignity because their fund are tight. Thus,the reverse mortgage of housing endowment is a policy combining financial commodity and social welfares. In response to the future ageing population tendency,the implementation of this system should be classified as the government’s necessary policy.
    This research utilized literature discussion,organization,summarization and questionnaire analysis. In order to provide this study a multi-oriented heory,practice,thinking and understanding, I analyzed and compared the books, papers, journals, magazines, reports, website retrievals and other questionnaire data relating to my research. Moreover,through the analysis of reverse mortgage system in the United States,Japan, Australia,Britain and China, I discuss the financial products of the business pportunities of reverse mortgage for domestic financial institutions.The goal of this research is to enable senior citizens who have homeownership to understand the financial commodity - reverse mortgage which may also benefit to myself in my retirement, besides, this preliminary study on the funding needs caused by ageing society and financial institution ’s business opportunities can provide a new chance for the expansion of the financial commodity .
    Appears in Collections:[財務金融學系暨研究所] 學位論文

    Files in This Item:

    File SizeFormat

    All items in 機構典藏 are protected by copyright, with all rights reserved.

    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library & TKU Library IR teams. Copyright ©   - Feedback