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    Please use this identifier to cite or link to this item: https://tkuir.lib.tku.edu.tw/dspace/handle/987654321/83335

    Title: Could individual's maintenance behavior predict the opportunistic fraud?
    Authors: 汪琪玲
    Contributors: 淡江大學保險學系
    Keywords: opportunistic fraud;maintenence behavior
    Date: 2012-08
    Issue Date: 2013-03-18 13:06:25 (UTC+8)
    Abstract: This paper examines whether the policyholders who properly maintain their vehicles will have less chance of committing opportunistic fraud. Using data from Taiwan, we first confirm that the replacement cost endorsement will induce opportunistic fraud. Moreover, we find that the pattern of opportunistic fraud disappears for the group of policyholders with proper maintenance records, whereas the pattern of opportunistic fraud remains for the group of policyholders without proper maintenance records. Our results are robust to the definition of proper maintenance. The potential explanations are also discussed.
    Relation: Conference of American Risk and Insurance Association
    Appears in Collections:[Graduate Institute & Department of Insurance Insurance] Proceeding

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