淡江大學機構典藏:Item 987654321/78574
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    题名: Private Health Insurance and Inpatient Service Utilisation among Adults and Elderly People under Taiwan’s National Insurance Programme
    作者: Tian, Wei-hua;Tien, Joseph J.;Chen, Chin-shyan;Liu, Tsai-ching
    贡献者: 淡江大學保險學系
    关键词: private health insurance;inpatient service utilisation;National Health Insurance
    日期: 2012-10
    上传时间: 2012-10-16 14:23:16 (UTC+8)
    出版者: Basingstoke: Palgrave Macmillan Ltd.
    摘要: Previous studies have shown that demand for the quantity of medical services has increased since the implementation of the National Health Insurance (NHI) programme. This paper extends the investigation to the relationship between private health insurance and inpatient service utilisation under the NHI programme in Taiwan. By using nationwide populationbased claim data, we utilise a two-part model to investigate whether individuals with private health insurance have higher probabilities of utilising inpatient services. We further examine the effect of those individuals with private health insurance on the inpatient length of stay for those utilising inpatient services. The results indicate that individuals with private health insurance are more likely to use inpatient services and spend more days in a hospital compared to those without private health insurance. We propose that this finding provides a good reference for government and insurance companies when formulating relevant health insurance policies.
    關聯: The Geneva Papers on Risk and Insurance - Issues and Practice 37(4), pp.655-677
    DOI: 10.1057/gpp.2012.36
    显示于类别:[風險管理與保險學系] 期刊論文

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