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    題名: Typhoons and Opportunistic Fraud: Claim Patterns of Automobile Theft Insurance in Taiwan
    作者: Pao, Tsung-i;Tzeng, Larry Y.;Wang, Kili C.
    貢獻者: 淡江大學保險學系
    關鍵詞: opportunistic fraud;automobile theft insurance
    日期: 2014-03
    上傳時間: 2012-07-17 11:55:16 (UTC+8)
    出版者: Hoboken: Wiley-Blackwell Publishing, Inc.
    摘要: We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market.
    關聯: Journal of Risk and Insurance 81(1), pp.91-112
    DOI: 10.1111/j.1539-6975.2012.01498.x
    顯示於類別:[風險管理與保險學系] 期刊論文


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