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    Please use this identifier to cite or link to this item: https://tkuir.lib.tku.edu.tw/dspace/handle/987654321/77735

    Title: Typhoons and Opportunistic Fraud: Claim Patterns of Automobile Theft Insurance in Taiwan
    Authors: Pao, Tsung-i;Tzeng, Larry Y.;Wang, Kili C.
    Contributors: 淡江大學保險學系
    Keywords: opportunistic fraud;automobile theft insurance
    Date: 2014-03
    Issue Date: 2012-07-17 11:55:16 (UTC+8)
    Publisher: Hoboken: Wiley-Blackwell Publishing, Inc.
    Abstract: We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market.
    Relation: Journal of Risk and Insurance 81(1), pp.91-112
    DOI: 10.1111/j.1539-6975.2012.01498.x
    Appears in Collections:[Graduate Institute & Department of Insurance Insurance] Journal Article

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