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    Please use this identifier to cite or link to this item: https://tkuir.lib.tku.edu.tw/dspace/handle/987654321/77361

    Title: 從商業火災保險論颱風及洪水保險之核保與理賠
    Other Titles: The study on the underwriting and claim of the typhoon and flood within the insurance of commercial fire
    Authors: 陳怡秀;Chen, Yi-Hsiu
    Contributors: 淡江大學保險學系保險經營碩士在職專班
    陳麗娟;Chen-Rabich, Li-Jiuan
    Keywords: 颱風及洪水;保險;洪災;Typhoon and Flood;Insurance;Flood
    Date: 2012
    Issue Date: 2012-06-21 06:36:30 (UTC+8)
    Abstract: 近年來天然災害發生次數及頻率,均超越以往各國氣候專家所評估的狀況,颱風洪水災害經常為台灣地區帶來嚴重的災害損失,政府往往以耗費鉅資的防災工程或發放災後補助金的方式負擔之,在這種治標不治本的作法下,不僅造成政府財政與納稅人之壓力,亦造成資源分配不公及無效率的問題。
    The number of times and the frequency of recent natural disasters have been beyond the estimation of climate experts all over the world. The flood disaster from typhoon has often caused serious loss in Taiwan, The government has a great burden by the disaster pressure prevention project with large amount of money or giving a grant-in-aid. This way of reducing disaster has brought about not only financial pressure for the government and taxpayer, but also unfair and inefficient resource allocation.

    Hence, this thesis works on the issue of the scheme of typhoon and flood insurance under the current circumstance of the global climate change. In addition, taking a controversial case from the current practice as example is to deal with. The goal of this thesis is to describe the better way for underwriting and adjustment in the flood insurance. It is also to find a better solution for the insured under the aspect of the consumer protection.
    Appears in Collections:[Graduate Institute & Department of Insurance Insurance] Thesis

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