English  |  正體中文  |  简体中文  |  Items with full text/Total items : 51510/86705 (59%)
Visitors : 8263826      Online Users : 103
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library & TKU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/76813

    Title: Determinants of property-liability insurer retention: Evidence from Taiwan insurance industry
    Authors: Lee, Hsu-hua;Lee, Chen-ying
    Contributors: 淡江大學管理科學學系
    Keywords: Reinsurance;insurer retention;property-liability insurance;panel data;fixed effects
    Date: 2012-12
    Issue Date: 2013-06-13 11:27:15 (UTC+8)
    Publisher: Lagos: Academic Journals
    Abstract: The determination of an appropriate retention level is an important decision for insurers since the results show the influence on risk exposure and firm profitability. In this study, we examine the determinants of insurer retentions for property-liability insurance companies in the Taiwan insurance industry. Three models are estimated in this study including ordinary least squares regression and two panel data models, fixed effects model and random effects model. The results show underwriting risk, premium growth and listed companies are negatively related to insurer retention, while liabilities to liquidity assets ratio and business concentration have a positive impact on insurer retention. In addition, when macroeconomic factors are taken into account, we also find that they have significant influence of return on investment, inflation rate and interest rate changes on insurer retention. Our results have practical implications for the property-liability insurance operational business and competent authorities.
    Relation: African Journal of Business Management 5(32), pp.12543-12550
    DOI: 10.5897/AJBM11.1570
    Appears in Collections:[管理科學學系暨研究所] 期刊論文

    Files in This Item:

    File SizeFormat
    1993-8233_5(32)p12543-12550.pdf85KbAdobe PDF105View/Open

    All items in 機構典藏 are protected by copyright, with all rights reserved.

    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library & TKU Library IR teams. Copyright ©   - Feedback