期使保險產業達成(1)因應時代潮流、與時俱進之革新。(2)全面費率自由化下，保險人因應愈形競爭之環境，建構保險代理人差異化管理之佣酬給付標準。(3)探討我國現行保險代理人支領佣酬之不公平合理，並針對此項缺失與考量保險代理人之量性、質性因素，期能建構一套具激勵性、公平合理性等之彈性佣酬支給制度，發揮前瞻性之效益並導正市場之積習。(4)作為保險人對保險代理人分級管理之試行標準、保險代理人本身維持優點與改進缺失之指標、主管機關監理之輔助資訊，使我國保險代理人佣酬制度更趨於健全。 Until now,although insurers get the power to determine the pay commission of insurance agents. But it does not have any standard of considerations. Because insurers do not considerate qualitative and quantitative factors of insurance agents. Gradually, insurance agents lack incentives of motivation and progress. In consequence, insurance agents are difficult to upgrade quality of insurance agents.
Therefore, the thesis imitates Japanese experience of classification of insurance agents. In addition, the thesis considers principles of fairness、rationality、comprehension、incentive、classification、professional、preview、effectiveness to construct considerations pay commission of insurance agents. One is quantitative factor: sales volume、ratio of accomplishment、loss ratio、ratio of continuance、ratio of growth、period of cooperation、discipline of obey law; another is qualitative factor: classification、type of organization、hierarchical management、range of authorization、ability of potential、efficiency of work、area of business. Insurers base on those factors to evaluate insurance agents and pay commission.
Finally, synthesizes the above conclusion, we expect to get the goal of following: (1) To construct classification to the domestic insurance agents. (2) The standard of insurance agents maintain advantages and improve shortcoming. (3) Auxiliary information of the authority supervises industry of insurance.