信用合作社與商業銀行財務結構與經營績效差異之比較分析

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Title:	信用合作社與商業銀行財務結構與經營績效差異之比較分析
Other Titles:	The Comparative Analysis of Financial Structure and Operating Performance between Credit Co-Operative Associations and Commercial Banks
Authors:	王美惠;陳亞為;劉聰衡
Contributors:	淡江大學財務金融學系
Keywords:	信用合作社;財務比率;經營績效;商業銀行;資料包絡分析法;Credit Co-operative Associations;Financial ratio;Operating Efficiency;Commercial Banks;Data Envelopment Analysis
Date:	1998-05
Issue Date:	2013-03-12 12:19:56 (UTC+8)
Publisher:	臺北縣：淡江大學淡江時報社
Abstract:	信用合作社與商業銀行為我國現行金融中介機構中的二大重要體系，長久以來國內對金融機構的研究多半偏重於商業銀行，對於信用合作社財機構與經營效率的研究則極為罕見，本文乃就商業銀行與信用合作社之整體財務結構與經營效率作比較分析。結論中發現：信用合作社流動性較商業銀行為佳，但獲利能力別較差。但以經營效率而言，信用合作社因區域經營所以其效率較商業銀行為佳。 Commercial banks and credit co-operative associations play a crucial role in Taiwan’s financial history. Most of the domestic research on financial structures have put more weights on commercial banks. The research on financial structures and efficiency of this study is to compare the differences in financial structure and operating efficiency between commercial banks and credit co-operative associations. In this study, it is found that the credit co-operative associations are more liquid and less profitable than commercial banks. However, the credit co-operatives are more efficient.
Relation:	淡江學報=Tamkang Journal 36，頁211-227
Appears in Collections:	[Graduate Institute & Department of Banking and Finance] Journal Article

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