淡江大學機構典藏:Item 987654321/68357
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    题名: Reexamining the Accident Externality from Driving Using Individual Data
    作者: 汪琪玲;黃瑞卿;曾郁仁
    贡献者: 淡江大學保險學系
    关键词: accident externality, automobile insurance, loss probability, loss severity.
    日期: 2010-12
    上传时间: 2011-10-23 11:56:18 (UTC+8)
    摘要: This paper examines the accident externality from driving in terms of loss probability and severity by using a unique individual level data set with more than three million observations from Taiwan. Two types of accident externality are respectively measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles’ characteristics.
    關聯: 台灣風險與保險學會第四屆年會暨國際學術研討會
    显示于类别:[風險管理與保險學系] 會議論文

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