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    题名: The Asymmetric Information Problem in Taiwan's Cancer Insurance Market
    其它题名: 對台灣商業癌症保險訊息不對稱之研究
    作者: Kili C. Wand;Jin-Lung Peng;Yi-Yun Sun;Yao-Chia Chang
    贡献者: 淡江大學保險學系
    关键词: asymmetric information;adverse selection;cancer insurance
    日期: 2011-12-01
    上传时间: 2011-10-15 13:27:03 (UTC+8)
    出版者: Palgrave Macmillan Ltd.
    摘要: This paper investigates the problem of asymmetric information in Taiwan’s cancer insurance market. Through the survey data, we find evidence of adverse selection existing in this market. Furthermore, we collect additional information on the individual, and find that the individual’s family cancer history contains additional valuable information. It can not only more accurately predict the probability of contracting cancer, as well as predict the willingness to purchase extended cancer insurance, but it can also help to mitigate the severity of adverse selection in the insurance market.
    關聯: The Geneva Risk and Insurance Review 36(2), p.202-219
    DOI: 10.1057/grir.2010.12
    显示于类别:[風險管理與保險學系] 期刊論文


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