淡江大學機構典藏:Item 987654321/50339
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    题名: An International Study of Bank Interest Margins
    作者: Kim, Dong-hyeon;Suen, Yu-bo;林淑琴;Lin, Shu-chin
    贡献者: 淡江大學經濟學系
    日期: 2008-01
    上传时间: 2010-08-09 15:41:32 (UTC+8)
    出版者: 淡江大學
    摘要: This paper studies the determination of bank interest margins. Using international panel data, our empirical evidence shows that both portfolio risk and non-risk factors generally affect bank interest margins. However, when countries are divided into high- and low-income sub-samples, credit risk is the most important factors in determining interest margins for high-income countries whereas operating costs and market structure are the most powerful force for low-income ones. The data thus suggest that policies toward cost saving and anti-monopoly are likely to have larger impact on interest margins for the low-income countries.
    關聯: Tamkang Journal of International Affairs = 淡江國際研究11(3)，頁103-126
    显示于类别:[經濟學系暨研究所] 期刊論文

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