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    Title: 18%爭議之Q&A及合理改革之道
    Other Titles: The Questions and Answers of the Premiun with 18% Interest Rate:an Innovative View
    Authors: 黃世鑫;郭建中
    Contributors: 淡江大學中國大陸研究所
    Keywords: 18%優惠存款;專業菁英;年金給付;社會改革;社會公;the premium with 18% interest rate;professional elites;annuity payment;social reform;social justice
    Date: 2006-06
    Issue Date: 2010-03-01 17:03:41 (UTC+8)
    Publisher: 嘉義縣:南華大學社會科學院公共行政與政策研究所
    Abstract: 18%的優惠存款是一項過去威權時代專業菁英尋租的政策,沒有繼續存在的理由。在民主制度的發展過程中,任何政黨必須要勇於面對這個問題,並負責任的把此不適合時代發展的政策改革掉。但談到改革,不應只是著眼於「除弊」,更重要的是在於「興利」。換言之,對18%優惠存款制度的改革,不應只針對「獲利者」,更應該慮及因為「制度設計錯誤」而受到傷害者。既然18%的優惠存款是一項過去威權時代專業菁英尋租的政策,改革此項政策勢必牽動到很多相關的人,而這些人有的尚在不同的行政部門裡頭任職,有的雖然已經退休,但是他們的權利也會受到影響。這個問題可以說是二十一世紀台灣在財政上所面對的重大政策議題之一,而且這個雖是經濟議題但已經是政治化,政治經濟糾葛在一起、難分難解的一個難題。面對著它,必須考慮到公平、正義、與台灣的永續發展。如果僅考慮到少數菁英、個別政黨、各別階層人士的權益,則將使此項政策的改革,陷於永不復劫之境。
    There is no reason that the premium with 18% interest rate can exist since it has been the policy of allowing professional elites to connect more economic rent at authoritarian time in Taiwan. Every political party should face such a problem and eradicate this out-of date policy. This reform will involve profiteers, but more emphasis should be put on those who have been damaged through ‘the past mistake of systematic design'. It is really one of the most important issue in modern Taiwan. In view of social justice and sustainable development, a new perspective should be developed, but not a financial crisis.
    Relation: 政策研究學報=Policy Research 6,頁19-50
    Appears in Collections:[中國大陸研究所] 期刊論文

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