由全民健保財務問題看商業健康險的經營商機

淡江大學機構典藏 > 商管學院 > 風險管理與保險學系 > 學位論文 > Item 987654321/32449

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题名:	由全民健保財務問題看商業健康險的經營商機
其它题名:	A study on business opportunity for medical insurance created from financial deficit existing on national health insurance
作者:	黃春香;Huang, Chun-shiang
贡献者:	淡江大學保險學系保險經營碩士在職專班林麗銖;Lin, Li-chu
关键词:	全民健康保險;商業健康保險;national health insurance;medical insurance
日期:	2007
上传时间:	2010-01-11 02:10:07 (UTC+8)
摘要:	本論文之研究係以探討全民健保財務問題、醫療保障缺口，繼而提出商業健康保險在全民健保給付缺口下所展現之市場商機。然而，商業保險公司在發展各種健康保險時，更不可忽視經營健康保險的各種風險，包括保險業資本適足率、健康保險的核保、理賠等。本論文的研究結果，期許能提供國內產壽險業者經營健康保險的參考。 The purpose of the thesis is to study the insufficient medical payment and the financial problem that NHI is facing now.Owning to the insufficient medical payment,life insurance companies therefore enjoy more business opportunities .However, though life insurance companies may increase their sales revenue, they also have to pay more attention to risk assessments, such as the Risk Based Capital (RBC), the underwriting strategies and claim procedures for health insurance. We expect that the conclusion of this study will provide life insurers and non-life insurers for reference.
显示于类别:	[風險管理與保險學系] 學位論文

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