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|Other Titles: ||A comparative study of insurance broker system between Taiwan and China|
|Authors: ||周大猷;Chou, Da-yu|
|Keywords: ||保險經紀人;保險經紀人制度;保險中介人;Insurance Broker;Insurance Broker System;Insurance Agent|
|Issue Date: ||2010-01-11 02:06:49 (UTC+8)|
With the rapid improvement of economy in the two sides across the Taiwan Strait, the environment of insurance and finance is changing quickly. Meanwhile, the diversification in society, merchandise, information, and charge all contribute to the reduction of the gap between cities and countryside, the high population density in cities, the establishment of hi-tech industries, and the trend of density in the high-price facilities, factory buildings,and equipments. As the potential risk is rising, it will result in more demand in the insurance. An insurance broker in the whole insurance market stands for the benefit of his customers, concludes an agreement, provides the service between his customers and insurance companies and earns commission. Owing to the difficulties in the insurance business and the complex in the insurance contracts, insurance brokers play an important role in the insurance market.
A professional insurance broker recommends exquisite goods to his customers and takes the responsibility of after-sales service. Consumers get what they need with the most reasonable price and service through the arrangement of the insurance brokers. Also through the constructive competition among the insurance brokers, it will bring high quality service and guarantee to all the customers. After the entering of the insurance brokers between the two sides across the Taiwan Strait, we will face more difficulties, opportunities, and challenges in the process of globalization and liberalization. In order to respond the insurance system timely, we must propose reformation plans and concrete proposals in the aspect of the insurance system between the two sides across the Taiwan Strait. We hope that we can do good to the insurance system between the two sides across the Taiwan Strait. After entering the globalization market, in order to get the insurance moving into the liberalization, the government should take the responsibility supervising and leading the insurance brokers into internationalization. We hope the government examines the defect of insurance system from all aspects, directs the ways to improve the professional level among the insurance brokers, strengthens the added value to both the insurance fields and the customers, enhances the international competency, and promotes the international cooperation. We also hope that we can increase the complementary advantages among the insurance brokers between the two sides across the Taiwan Strait, integrate resources, collect specialties, upgrade levels, raise the service efficiency, and catch up with the whole world.
Taiwan in the past always takes a conservative attitude toward the market in China. It results in the information lack about the market in China. Nowadays, in the trend of finance liberalization and internationalization, Taiwan opens up the investment of the market in China. Owing to the opacity of information, Taiwan’s insurance companies still cost lots to set up a branch office or get the sales license. Therefore, in my study, I would like to discuss how to operate an insurance company in the market in China, and provide some market information to the same trade.
|Appears in Collections:||[保險學系暨研究所] 學位論文|
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