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    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/32394

    Title: 產物保險詐欺之研究
    Other Titles: Research on fraud for general insurance
    Authors: 黃仁譽;Huang, Ronald
    Contributors: 淡江大學保險學系保險經營碩士在職專班
    廖述源;Liao, Shuh-yuan
    Keywords: 保險詐欺;內稽內控;核保理賠;Insurance;fraud
    Date: 2008
    Issue Date: 2010-01-11 02:04:31 (UTC+8)
    Abstract: 由於保險詐欺案件已有日益蔓延擴大之趨勢,嚴重影響社會公平正義及保險業健全經營,因此為有效防堵保險詐欺案件之發生及降低其對產險公司之影響,本論文以發生於產險公司之實際保險詐欺案例
    The Insurance Fraud has the tendency in growth gradually of which has seriously affected the social justice and normal developments of the insurance industry. Hence, in order to prevent the Insurance Fraud occur continuously and minimize its affects to the insurance industrial, this research is conducted to analyze the actual insurance fraud cases being happened by the insurance companies and consolidate all of the symbolisms prior or after the underwriting for such business and pay more attention while handling the claims in combination with the foreign experiences how to prevent the insurance fraud on which this research will present the conclusion and suggestions in respect of the managements and laws as follows :

    1. Managements: (1) strengthen on educations for all staffs engaged in operations, underwriting and claims (2) strengthen the internal audits (3) maintain the close relationship and communications in between the departments (4) build up the efficient notifying system among the insurance companies (5) the developing of new products should be restricted (6) enhance the self-control of the insurance company

    2. Laws: (1) strengthen the efficiency of Anti-fraud Insurance Preventing Center (2) strengthen to guide the people by creating a better understanding of the insurance fraud prevention (3) to draw up the related insurance fraud laws (4) increase the cost for those intended to commit insurance fraud (5) set up the insurance fraud data (6) strengthen the supervisions for the insurers executed by the authorities.
    Appears in Collections:[保險學系暨研究所] 學位論文

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