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|Other Titles: ||The operating risk and insurance planning of logistics industry|
|Authors: ||易健順;Yi, Chien-shun|
|Keywords: ||物流業經營風險;物流保險;物流綜合保險;operating risks of logistics industry;logistics insurance;comprehensive insurance of logistics industry|
|Issue Date: ||2010-01-11 02:03:52 (UTC+8)|
我國的物流保險發展較為緩慢，由於我國現行物流保險缺乏一個綜合性的保險商品，致使物流業者與其客戶只能在眾多物流環節中，分別投保相關保險：如運輸保險、責任保險等，導致在部份環節產生重複投保之情況，而在某些環節則得不到保障。歐美國家早在７０年代初期，透過「一貫運輸相互保險協會」（Through Transport Mutual Insurance Association Limited，簡稱TT Club）來承保物流業者眾多風險，而中國亦在2004年由中國人民保險公司推出「物流業綜合責任保險」，我國卻遲至今日仍未見保險公司推出物流綜合保險商品。
Logistics Industry has rapidly development in the past twenty years. After through physical goods delivery stage in 60s, integrate logistic management stage in 70s then get into supply chain management stage in 80s, it becomes all-in logistics services. Even so, risks are omnipresent in the processes of logistics, ex. in transportation, storing, packing, loading and unloading and so on. In order to get the economics’ compensation once they suffer from the damages,
they need to buy the insurance to get the compensation.
The development of logistics insurance is slowly. As there is no a comprehensive logistics insurance in Taiwan so that the logistics enterprises have to buy the single insurance to cover the risk in some process, ex: marine cargo insurance, liability insurance, and it might cause double insurance or gap. In the early 70s of Europe and America, they insured their operating risks by TT Club. And PICC also issue a Comprehensive Liability insurance of Logistics industry in 2004, but there is no insurance company in Taiwan is willing to issue
the similar insurance product till now.
In my study, I just analyze the operating risk of logistics industry then discuss that how to transfer the risks by insurance. Meanwhile, I hope that the compare of foreign policies could be useful for insurance company to issue a new comprehensive insurance of logistics industry and also hope that the
logistics enterprises could knowledge the important of risk management.
|Appears in Collections:||[保險學系暨研究所] 學位論文|
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