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    題名: 「業主主控保險計畫」之比較研究
    其他題名: A comparative study of "owner's controlled insurance programs"
    作者: 林正哲;Lin, Cheng-che
    貢獻者: 淡江大學保險學系保險經營碩士班
    胡宜仁;Hu, Yi-jen
    關鍵詞: 業主主控保險計畫;承包商主控保險計畫;統保計畫;綜合專案保險;工程專案保險;專案保險;Owner Controlled Insurance Programs;Contractor Controlled Insurance Programs;wrap-up;Comprehensive Project Insurance;Engineering project insurance;Project Insurance
    日期: 2007
    上傳時間: 2010-01-11 02:01:01 (UTC+8)
    摘要: 業主主控保險計畫因具有全面性之完整保險規劃、整合性之風險管理計畫、統一性之出險索賠管理,並有節省保險費之優點,在國外已行之多年,在國內則較未見普遍採用,目前僅有台電公司、台北捷運局兩單位,因其大型工程不斷,而累積了豐富採行業主主控保險計畫之寶貴經驗,其他則尚有台灣高鐵公司、高雄捷運局、中油公司、中鋼公司等業主亦具採行經驗。
    The Owner''s Control Insurance Program has been operating in other countries for years in view of such advantages as the comprehensive insurance plans, the integrity of the risk management plan, the unity of the claim management as well as the reduction of the premium. At present, Taiwan Power Company, Ltd. and Department of Rapid Transit Systems, Taipei City Government are the only two governmental units, who have sound experiences in adopting this arrangement due to the concerns of the big size of the work. As to other companies like Taiwan High Speed Rail Corp., Mass Rapid Transit Bureau, Kaohsiung City, Chinese Petroleum Corp., Taiwan, and China Steel Corp. they also have more or less experience.
    However, in consideration of the size and the complication of the engineering works and the difficulties of the reinsurance arrangement nowadays, the Owner''s Control insurance Programs are getting popular. Nevertheless, most of the insurance policy structures applied in the domestic market are based on the European formats, which are largely different from the ones applied in the U.S. market. Furthermore, there are lots of engineering insurance clauses involved. Without deliberate inspections, if these clauses originally suitable for the U.S. market are used on the existing policy structures, it might result many disputes. Therefore, this research mainly compares the difference of the Owner''s Control Insurance Program applied between our country and U.S. At the same time, it also proposes some research findings in respect of the line of business to be purchased, the design of the insurance clauses, the coverage of the insureds and claim issues. All of them might provide the principals, the large-scale contractors, the project participants and the insurers, whether they intend or have adopted The Owner''s Control Insurance Program, with some practical suggestions.
    顯示於類別:[保險學系暨研究所] 學位論文


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