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    Title: 台北縣市居民對於老年風險認知之研究
    Other Titles: A study of risk perception on the elderly in Taipei
    臺北縣市居民對於老年風險認知之研究
    Authors: 蔡曉玲;Tsai, Hsiao-ling
    Contributors: 淡江大學保險學系保險經營碩士班
    曾妙慧;Tsen, Miao-huei
    Keywords: 老年風險;風險認知;健康風險;經濟風險;居住安排;社會參與風險;elderly risk;risk perception;health risk;economic risk;living arrangement;social participation risk
    Date: 2006
    Issue Date: 2010-01-11 01:55:38 (UTC+8)
    Abstract: 自民國84年全民健保的開辦以及醫療技術的進步,使得國人的健康獲得更完善的照顧。同時,平均壽命的提高、死亡率的降低使得人口老化的問題趨於嚴重;另外總生育率在95年時已降低至1.12%,因此高齡社會加上少子化的問題,使得將來的老年人想要養兒防老幾乎是有其困難性。

    本研究旨在探討25-64歲的民眾對於未來老年風險的認知。本研究依據所欲研究之問題,針對台北縣市居民為研究對象,共發出600份問卷,有效問卷386份,有效回收率64.3%,利用SPSS統計套裝軟體將未來老年風險認知區分為五個因素構面,分別為「老年健康風險」、「老年經濟風險」、「老年社會參與風險」、「老年居住安排風險」及「老年居住潛在風險」等,並針對虛無假設做相關檢定,最後再根據所得的研究結論,分別對政府、保險公司、民眾及後續研究者提出相關建議而完成本論文。
    Stemming from the government executed National Health Insurance in 1995 together with the improvement of medical technology, the people’s health could be thoroughly taken care of. What’s more, the increase rate of the average life and the decrease rate of mortality results in the serious phenomenon of aging population. Besides, the total fertility rate had been dropped to 1.12% in 2006. To sum up, it’s hard to see the old-aged security because of the elderly population along with the dropping of birth rate.

    The purpose of this research is aimed at the age range from 25 to 64 to explore the people’s perception on the elderly risks in the future. This research focuses on the resident in Taipei. The grand total questionnaires are 600 copies, of which 386 copies are effective. The valid response to questionnaires has reached 64.3% according to SPSS software to divide into five factors with risk perception of elderly in the future: “health risk of elderly”, “economic risk of elderly”, “social participation risk of elderly”, “living arrangement risk of elderly”, and “living potential risk of elderly”. In addition, focusing on the null hypothesis makes the correlation test. Finally, the study result will respectively bring about certain comments to the government, the insurance companies, the publics and some follow-up researches.
    Appears in Collections:[保險學系暨研究所] 學位論文

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