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    Please use this identifier to cite or link to this item: https://tkuir.lib.tku.edu.tw/dspace/handle/987654321/32272


    Title: 環境污染責任保險之探討
    Other Titles: The analysis of environmental impairment liabilities insurance
    Authors: 鄭聖光;Cheng, Sheng-kuang
    Contributors: 淡江大學保險學系保險經營碩士在職專班
    郝充仁;Hao, Chung-jen;李雅婷;Lee, Ya-ting
    Keywords: 環境污染;污染責任保險;Environmental Impairment;Professional Environmental Impairment Liabilities Insurance
    Date: 2008
    Issue Date: 2010-01-11 01:55:12 (UTC+8)
    Abstract: 全球現代化及高科技產業造成地球環境的污染,有必要透過政府立法以及各保險專家共同研究一個完整的機制來重新檢視我們的產業與環境污染的關係,落實以環境為基礎的總量管制政策防止鉅額損失的風險,政府與保險界呼籲透過修法來完成環境污染法草案,藉由公共政策及商業保單的結合來改善企業無法賠償的風險。

    職是之故,本文針對現階段台灣立法過程、現有保單可以獲得污染理賠的範圍進行研究分析,其次說明環境污染責任保險保單摘要、保單的承保範圍與除外事項以及其他重要條款進行說明,最後亦針對環評的專業機構委外處理等事項深入探討。

    另本文蒐集歐洲、美洲與亞洲各主要國家的環保政策與對策剖析,了解先進國家現行之環境污染責任保險特點、總結環境責任保險之國內現況,所有問題依照政府立法、企業廠商、保險公司等作一些未來發展與建議的說明,並提出研究心得,擷取國外保單之精華,以供企業與保險公司作為未來購買保險或經營此保險商品之參考。
    The Premises Pollution Liability (PPL) policy is designed to offer a broad range of flexible protection for first and third-party environmental liabilities.

    Key Benefits:
    A.Coverage for sudden and accidental and gradual pollution.
    B.Inclusion of both historical and ongoing operational exposures.
    C.Automatic coverage for biodiversity (natural resource) damage
    D.Damage to third-party property including diminishment in value
    E.Ability to enhance risk management programmer through access to the top Engineering consultants
    F.Proactive claims support to minimize losses and their impact on the business

    Coverage Summary:
    A.Broad coverage available ¸ including:
    B.Clean-up costs insured by the Insured following their discovery of pollution on and /or off-site
    C.Costs incurred by the Insured where a clean-up is imposed by regulators or required by third parties
    D.Liability for third-party bodily injury¸ property damage and clean-up costs
    E.Third-party business interruption resulting from pollution conditions
    F.Costs and expenses included for all claims within the policy limits
    Appears in Collections:[風險管理與保險學系] 學位論文

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