China''s financial institutions overdue loans is deteriorating, causing great concern, since the early 95''s double card turmoil, to the end of 95 HKMA will release may trigger a new wave of mortgage crisis, the banking industry all jittery. Originally actively undertook the mortgage business, are flocking austerity undertook, After all, Taiwan''s financial institutions have to bear a very difficult financial crisis.
In fact, in recent years the banking industry because the market prices go up, dealing with a lot of unwinding of a long overdue loan, but the two cards turmoil arising from the lending. already eaten up the banking sector to the total annual profit this year, the Year of the business is not only the mines Unit and before the high percentage of home loans this year is the critical period.
Banking overdue loans is unavoidable operating costs, even if more stringent credit control procedures, also face of the overall changes in environmental factors, domestic banks total amount of overdue loans to 403.8 billion yuan. how to digest the huge bad debts, the banking sector is now imperative. Open bank sales of the most common, as is the most effective and transparent management approach, but it is not the most rapid, Therefore, how to use a variety of bank bad debts approach, priorities evolve and achieve the most efficient processing mode.