From behind the establishment of the new bank, the banker that makes counts too many, each other''s price competition between the all of banks; and happened to the emergence of the financial storm, it is depressed to cause global economy, these factors have caused the changes of the financial environment, make financial circles make to great change, for example: Overdue to make loans rate raise, loan risk increase, so spread in deposit and loan become to meager day by day, so, the banking seek to commission charge to replace interest income. In the recent years, compatriots have held the proportion of the financial assets and changed, Taiwanese investors have already transfer one''s own assets to specialized management gradually, already been changed into investing in from the deposit, so, specialized management assets are higher and higher in proportion. In addition, according to Citi Bank investigation wealth of Asian in 2005, the wealth of the rich person in Asia in the future will grow up at the speed of 8% for every year. Since financial environment changing, holding the growth of changing and individual wealth increase , caused the wealth to manage the rise of the business, make the wealth manage the business and become one of the business goals that the local bank and foreign bank.
The concept of wealth management is started in and introduce to Taiwan by foreign bank, the commission income of foreign bank will be New Taiwan Dollar of 25,336 million in 2005, account for foreign bank gross income is up to 22.0%, so manage of wealth management good skill in foreign banks than local banks. So, this thesis will analysis current and future for in case of foreign banks in wealth management, department environment, external environment condition and overall environment do whole analysis within carrying on the case bank make the feasible tactics, help the case bank to reach the mission statement.