本文採用民國89年第一季至94年第四季臺灣地區本國銀行及外商銀行的時間序列彙總資料,依據Levinsohn與Petrin(2003)所建議的方法,實證估計二者的總要素生產力。 估計時假設所有銀行的勞動生產力與資金運用能力相同,而淨值生產力與代表經營規模的營業費用生產力不同分別進行。估計結果顯示,在此一本國銀行進行重整的間內,外商銀行的淨值生產力顯著的優於本國銀行;估計期間外商銀行的總要素生產力呈現持續下降,而本國銀行則由負值逐漸提升為正值。 This thesis uses the seasonal aggregation data covering the period beginning from 2000 to 2005 for the domestic banks and the foreign banks operated in Taiwan area to estimate their total factor productivities. Assuming that the labor productivities of using labor and funds being the same, while those of using capital and operation expenses differ, the estimated results show that the use of capital in the foreign banks is superior to that of the domestic banks during the turbulent period of banking restructuring, and that the total factor productivities measures of the foreign banks were sliding down toward zero and the domestic banks were moving up toward zero.