|其他題名: ||The impact of U.S. subprime mortgage crisis on the mainland China real estate market|
|作者: ||羅丞復;Lo, Cheng-fuh|
|關鍵詞: ||房地產金融;金融風險;國際經驗;指標;Real estate finance;Financial risk;International experience;Target|
|上傳時間: ||2010-01-11 01:27:38 (UTC+8)|
The present paper studies the American loan crisis to have the essential basic reason, summarizes this crisis thoroughly implication which brings to us, inquired into that the mainland real estate financial system''s internal market malfunction, summarizes the financial profession in the management and operation aspect obtained experience, all outlines have the very significant feasible significance to nowadays''s finance and the real estate steady management.
The present paper goal begins from the real estate finance risk''s formation mechanism, obtains the real estate finance risk because of the theoretical analysis gradually to accumulate the process which erupts until the crisis, the revelation prevents the financial crisis in accordance to the measure lies in the guard. Continues the Chinese and foreign the comparison to carry on the analysis to the American loan crisis''s example is the foundation, the American real estate finance risk accumulates the process which and the reason gradually occurs until the crisis. The present paper research discusses from the loan crisis to the global economic with the caution which reveals to the mainland real estate financial system, has the anteroom real estate money market the present mainland real estate financial system and the American loan crisis to do compares, the guard financial crisis has its necessity, and this matter is approved. Continues to carry on the analysis judgment to the mainland overall real estate money market system, for present paper key point. Looking from the control real estate finance risk''s viewpoint, proposed that the guard financial crisis''s solution is, with analyzes the mainland real estate finance development the process and the present question and the development strategy.
In what the mainland real estate finance organization system lacks unites organization of the management by supervision, but this organization should be has the overseas real estate financial system''s experience and understands the mainland real estate financial system characteristic organization.
By provides the direct investment, the credit by the real estate financial organ to supplement that help and so on creditor''s rights circulation, introduce the specialized commercial character real estate finance organization, as well as encourages and permitted that the more financial organ participation real estate finance service, then forms the perfect real estate financial system gradually,
All policies are do for discusses the mainland real estate finance after the American loan crisis the transformation subject.