淡江大學機構典藏:Item 987654321/24830
English  |  正體中文  |  简体中文  |  全文笔数/总笔数 : 62797/95867 (66%)
造访人次 : 3739370      在线人数 : 447
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library & TKU Library IR team.
搜寻范围 查询小技巧:
  • 您可在西文检索词汇前后加上"双引号",以获取较精准的检索结果
  • 若欲以作者姓名搜寻,建议至进阶搜寻限定作者字段,可获得较完整数据
  • 进阶搜寻


    jsp.display-item.identifier=請使用永久網址來引用或連結此文件: https://tkuir.lib.tku.edu.tw/dspace/handle/987654321/24830


    题名: 全民健康保險對消費分配的影響
    其它题名: The Effect of National Health Insurance on the Distribution of Consumption
    作者: 江莉莉
    贡献者: 淡江大學經濟學系
    日期: 1997-12
    上传时间: 2009-11-30 18:38:46 (UTC+8)
    出版者: 中央研究院經濟研究所
    摘要: 本文針對全民健康保險制度之保險費率與給付比率的變動對消費分配的影響,進 行較為嚴謹的理論探討與分析。一般認為,健康保險具有使消費分配均等化的功能,惟在本 文諸多的簡化假設下,上述兩項措施的重分配效果猶有不明確之處。可以確定的是,在完全 競爭且供給完全彈性的醫療服務市場裡,提高保險費率,在降低全社會的平均消費水準之同 時,亦促使全社會的消費不均程度改善。而調高給付比率,假若消費者的相對風險規避指標 值小於或等於一,則全社會的平均消費水準亦造下降。至於調高給付比率之後,消費分配是 改善抑或加重不均程度,皆有可能。因此,假若基於維持保險財務平衡的考量而同時調高保 險費率與給付比率,則全社會的平均消費必定下降,消費分配的不均程度則未必改善。
    This paper provides a theoretical analysis of the effects of national health insurance on consumption distribution, especially with regard to changes in premiums and coinsurance. In general, health insurance is expected to have an advantageous influence on consumption equity. However, under the simplifying assumptions imposed in the paper, we show that the redistribution consequences of these two measures are not always unambiguous. The conclusion we reach is that, in a perfectly competitive medical care market with constant marginal cost, an increase in premium rates will reduce the average societal consumption on the one hand and lessen consumption inequality on the other hand. However, lowering the rate of coinsurance may lead to higher inequality of consumption, while it still cuts down the consumption level in cases where the Arrow-Pratt measure of relative risk aversion is not greater than one.
    關聯: 經濟論文 25(4),頁 479-500
    显示于类别:[經濟學系暨研究所] 期刊論文

    文件中的档案:

    档案 大小格式浏览次数
    0KbUnknown247检视/开启

    在機構典藏中所有的数据项都受到原著作权保护.

    TAIR相关文章

    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library & TKU Library IR teams. Copyright ©   - 回馈