The Analysis of Banking Efficiency in China: A Spatial Panel Data Approach

淡江大學機構典藏 > 商管學院 > 產業經濟學系暨研究所 > 期刊論文 > Item 987654321/117760

jsp.display-item.identifier=請使用永久網址來引用或連結此文件: https://tkuir.lib.tku.edu.tw/dspace/handle/987654321/117760

题名:	The Analysis of Banking Efficiency in China: A Spatial Panel Data Approach
作者:	Chung Yu Wu;Chien-Hsun Chen;Chun Hung Lin;Chao Cheng Mai
关键词:	regional economic factors;government policies;cost and profit efficiency;China’s banking industry, spatial econometric model.
日期:	2019-10-15
上传时间:	2019-11-06 12:10:14 (UTC+8)
出版者:	ARF India
摘要:	This paper explores whether increasing market competition in China under its current market system enables improving Chinese bank efficiency levels similar to those in capitalist countries. Spatial inequality is considered in testing of bank efficiency. The empirical findings show that the Chinese government had to continually reform the banking industry in China to deal with foreign bank competition after China joined the WTO in 2001. Consequently, the cost and profit efficiency of the Chinese banking industry have progressed considerably. The extent of liberalization in a region enables cost reductions in finding foreign bank customers, thereby improving bank cost efficiency. The potential foreign customer sources generated by foreign investments and government expenditure in neighboring regions improve cost efficiency. The economic activities also generated by government fiscal expenditures improve bank profit efficiency. We further find that excessive competition caused by financial industry agglomeration generates a market crowding effect, reducing both cost efficiency and profit efficiency.
關聯:	Journal of Quantitative Finance and Economics 2019 1(2), p.85-109
显示于类别:	[產業經濟學系暨研究所] 期刊論文

文件中的档案:

档案	描述	大小	格式	浏览次数
The Analysis of Banking Efficiency in China A Spatial Panel Data Approach.pdf		753Kb	Adobe PDF	2	检视/开启

在機構典藏中所有的数据项都受到原著作权保护.

TAIR相关文章

数据加载中.....