淡江大學機構典藏:Item 987654321/115174
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    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/115174


    Title: 中國大陸P2P網貸平臺風暴評述
    Authors: 李沃牆
    Date: 2018-09-15
    Issue Date: 2018-10-11 12:10:30 (UTC+8)
    Publisher: 法務部
    Abstract: 近期,中國大陸(以下簡稱大陸)P2P 掀倒閉潮(爆雷),是否會進一步引發金融風暴,頗受關注。所謂 P2P 網路借貸(Peer-to-Peer Lending)平臺,是一種個體對個體的直接借貸行為。簡單來說,若某一個體有閒錢想投資,即可透過一個網路平臺,將錢借給有需要的人,從中賺取利息並拿回本金;且平臺會提供借貸雙方彼此的信用評估資料、讓雙方能在平臺上自由媒合。在技術上,可說是一利用人工智慧(AI)、大數據(Big data)及雲端運算(Cloud Computing)等前沿技術發展的低成本新型借貸模式。
    Relation: 展望與探索月刊 16(9), p.24-31
    Appears in Collections:[Graduate Institute & Department of Banking and Finance] Journal Article

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