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    題名: 員工團體保險規劃之研究 : 以A公司為例
    其他題名: A study on employee group insurance plan : an example for A company
    作者: 陳秀芬;Chen, Hsiu-Fen
    貢獻者: 淡江大學保險學系保險經營碩士在職專班
    廖述源;Liao, Shuh-Yuan
    關鍵詞: 團體保險;損失經驗;經驗退費;Group Insurance;Loss of experience;Experience refund
    日期: 2017
    上傳時間: 2018-08-03 14:44:51 (UTC+8)
    摘要: 企業經營以獲利及永續生存為首要任務,惟企業營運時卻有許多不可預測之風險,為避免因經營風險侵蝕企業基礎,企業風險管理之概念逐漸萌芽,透過建立風險管理文化協助移轉經營風險。團體保險即為移轉經營風險方式之一,主要承保企業員工因遭遇事故時,降低企業可能面臨之損失。
    The primary purposes of businesses are in contributing profit for its owners and sustainable operation in the long term, however there are many unpredictable risks in operations. For avoidance of business erosion by operation risk, the concept of enterprise risk management is budding gradually. Companies can transfer their commercial risks through the culture establishment of risk management, and Group insurance is one of the way to transfer business risk that can mainly insure in the event of an on job employee accidents of any nature for reducing business losses.
    Group insurance of ours was led in by Nanshan Life Insurance Company since 1971 for more than 40 years. At present, we are still lake of norms to cover it, the basis of amendments by competent authorities was subject to practical operation. As a whole, group insurance is said to be complete but there are still some deficiency. With reference to the group insurance in foreign countries had running for years, regardless in terms of underwriting conditions, flexible insurance, loss of experience and other aspects were proficient enough to enlighten us as an example.
    This study is lies in the current group insurance of domestic companies “A” as the object, one by one go through its items of group insurance about the improper and unreasonable part for specific propositions. Further to learn its advantages through the deep discussion of foreign group insurance, so that our group insurance can be more complete, as well as being a reference for the corporate while planning group insurance system.
    顯示於類別:[風險管理與保險學系] 學位論文


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