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    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/110939


    Title: 台灣的第三方支付競爭力之研究
    Other Titles: A study of the competitim of the third-party payment in Taiwan
    Authors: 馮湘涵;Feng, Hsiang-Han
    Contributors: 淡江大學管理科學學系企業經營碩士在職專班
    婁國仁
    Keywords: 電子商務;第三方支付;B to B;B to C;e-commerce;Third-party payment
    Date: 2016
    Issue Date: 2017-08-24 23:39:53 (UTC+8)
    Abstract: 台灣的電子商務交易發展的越來越成熟,從一開始的產業網際網路 B to B 模式(企業與企業之間的電子商務交易) 進而衍生了消費者網際網路 B to C (企業與消費者之間的電子商務交易),商家嗅到了網路強大的消費商機,轉變各種供應鏈的型態將產品的銷售導向驅向了網路商店,產生了各種電子商務的交易。在電子商務蓬勃發展後各家平台開始結合銀行以提供更多元安全且方便的支付模式供消費者做支付選擇。也因此許多企業期盼並積極推動政府開放台灣的第三方支付模式。
    本研究主要的目的是為探討第三方支付在台灣的競爭力,以台灣不論在實體或電子商務交易時,喜愛使用信用卡做消費支付,因而本研究以信用卡的使用內容與第三方支付內容二者來做研究及比較,探討第三方支付如何改變台灣消費者的使用習慣,並探討第三方支付為消費者帶來的效益。
    在研究後建議第三方支付業者必須提供消費者更多元化的服務及優惠來吸引消費者的使用,不只是電子商務的交易也應加強在民眾一般生活消費市場的好處帶來提升競爭的優勢。
    The transition of the industry Internet pattern B to B (e-commerce transaction
    from business to business) to consumer Internet B to C (e-commerce transaction
    between business and consumer) marked the beginning of the maturation of Taiwan’s
    E-commerce transaction industry. By re-directing the chain of product supply from
    store to online, the network business sensed a strong opportunity to foster a new
    consumer market. With the booming e-commerce platform, the next logical step was
    to provide a safe and convenient payment meta model for consumers to use by
    enlisting the cooperation of various banks. This encouraged companies to actively
    promote open government and Taiwan’s third-party payment mode.

    The main purpose of this study is to investigate the competitiveness of Taiwan’s
    third party payment whether in the store or via e-commerce, compare the advantages
    and disadvantages of credit card vs third party payment, see how third-party payment
    could change Taiwanese consumer’s habits, and explore the consumer benefits that are
    brought through using third-party payment.

    At the end of this study, we hope to use the results to provide an analysis on
    changes third-party payment industry can make to provide a wider variety of services
    and promotions to further attract consumers, not only through e-commerce but also
    every-day transactions.
    Appears in Collections:[管理科學學系暨研究所] 學位論文

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