有許多的因素都會影響到退休信心，研究結果普遍顯示，健康狀況、平均年所得、為了退休額外準備了多少錢、是否擁有自有住宅、有沒有購買長期看護保險與退休信心呈現顯著的正相關；而年齡、認為要有多少錢能退休與退休信心呈現顯著的負相關。 As the population structure changes in Taiwan, it brings lots of issues on population aging, low fertility, longevity risk and retirement funds in bankruptcy that are very important to prepare retirement planning. Previous studies showed that the factors affect retirement decision such as gender, age, household, education, health status, economic situation and job.
The study use the survey to probe the Taiwan people''s retirement confidence and to find what factors will affect retirement confidence. We hope the result can help the concerned department improve retirement goods, retirement system and Taiwanese to make retirement plan.
There are a lot of factors that affect the retirement confidence. The results generally show that health status , average annual income, financial preparation for retirement, residential ownership and longevity insurance have significant positive influence on retirement confidence. In addition, age and the thinking of how much need to be prepared have significant negative influence on retirement confidence.
