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    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/110833

    Title: 產險業經營僱主責任保險之研究
    Other Titles: A study on operating employers' liability insurance in property insurance industry
    Authors: 廖駿杰;Liao, Jet
    Contributors: 淡江大學保險學系保險經營碩士在職專班
    廖述源;呂慧芬;Liao, Shuh-Yuan
    Keywords: 責任保險;僱主責任;僱主意外責任保險;Liability Insurance;Employer's Liability;Employer's Liability Insurance
    Date: 2016
    Issue Date: 2017-08-24 23:37:10 (UTC+8)
    Abstract: 我國目前用以規範僱主責任相關法規態樣多且錯綜複雜,僱主面對職災責任之法律依據主要有民法之民事損害賠償責任,以及勞動基準法之僱主無過失補償責任。對受僱人之職災救濟制度則採社會保險給付及僱主補償之雙軌制度。


    The current state of laws and regulations for the occupational accidents attributed to employer’s liability are various and complicated. The legal liability assumed by the employers is mainly based on the Civil Law and Labor Standards Act. In Taiwan, an injured worker can be compensated by a dual system of labor insurance and employer’s liability.
    This study, from the employers’standpoints, analyzes the coverage, exclusions, various endorsements and limits of liability of employer’s liability Insurance, as well as compares the differences of those items above applicable in four countries, i.e. Taiwan, America, Japan and United Kingdom. In addition, this study also analyzes the employers’ responsibilities in respect of the Civil Law, Labor Standards Act and Labor Insurance Act, and further clarifies the conflicts whether the indemnification of labor insurance and personal accident insurance can fully cover the employer’s responsibilities. We find that employer’s liability Insurance is the most important risk transfer vehicle for the enterprises.
    We are hoping to find the center of gravity of work practice experience the problem, and make practical recommendations. Therefore, our approach is to identify the basis of "the employer should bear the liability in accordance with law," the provisions of the relevant laws start with, and then in Taiwan''s insurance can be provided to protect the insured, as well as reference to foreign policy provisions examine whether there may be worthwhile to learn from the place, and then sorting out the conclusions.
    Appears in Collections:[保險學系暨研究所] 學位論文

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