The Government to curb housing prices soaring unreasonable, gradually implemented many measures to curb housing prices since the third quarter of 2009, including selective credit controls, and improve the housing market programs, luxury tax, luxury tax, Nett login and expedient residential policy, Its purpose is to avoid excessive concentration of credit in order to stabilize the financial, real estate speculation against investors and propelling prices return to reasonable prices and prevent the housing bubble. The Bank''s social and economic status in the country compared to general industrial and commercial enterprises are not the same, gains and losses which affect the operation of the country''s economic stability and social tability is very huge, our financial institution has always been to support for the traditional lending business mainly when credit will rise Preference in the real estate secured loans, but this way of doing business, once faced with collateral price reversal high to low, it is easy to produce large amounts of bad loans and losses and credit guarantee financial institutions, leading to an increase in bank non-performing loans and increased business risk. In terms of main business operation of the bank, fell back after rising real estate market, the easily lead lenders insufficient liquidity or collateral relative to the loans market was significantly lowered, the real estate loan collateral will ensure the force reduction and debt causing banks to increase sharply Yufang. Only pay attention to credit quality in order to ensure the interests of the depositors of the safety concept of creditor banks improve operations, shareholders'' equity and may only guarantee to achieve. Through this study, statistical analysis and relative comparison, research government to curb housing prices measures to implement the variable for whether to generate significant changes in order to understand the government to curb housing prices measures the impact on bank credit business and the real estate market.