Are green car drivers friendly drivers? A study of Taiwan’s automobile insurance market

淡江大學機構典藏 > 商管學院 > 風險管理與保險學系 > 期刊論文 > Item 987654321/110072

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题名:	Are green car drivers friendly drivers? A study of Taiwan’s automobile insurance market
作者:	Jerry Huang;Kili C. Wang
关键词:	traffic accident risk;individual behavior;green car;hybrid car;pay-as-you-drive
日期:	2019-03
上传时间:	2017-03-23 02:10:13 (UTC+8)
出版者:	Wiley-Blackwell Publishing, Inc.
摘要:	By integrating claims data from Taiwan’s compulsory liability insurance with a unique data set on driving mileage records for each car, this paper examines whether green car drivers have lower accident risk. We find that, after controlling for the mileage driven per car, the traffic accident risk of green car drivers is significantly lower. Our empirical evidence also confirms that green car drivers are, on average, high-mileage drivers. Moreover, driving more results in a higher accident probability for green car drivers despite their being lower-risk drivers. The policy implications are discussed.
關聯:	Journal of Risk and Insurance 86(1), p.103-119
DOI:	10.1111/jori.12202
显示于类别:	[風險管理與保險學系] 期刊論文

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