Are green car drivers friendly drivers? A study of Taiwan’s automobile insurance market

機構典藏 > College of Business and Management > Graduate Institute & Department of Insurance Insurance > Journal Article > Item 987654321/110072

Please use this identifier to cite or link to this item: https://tkuir.lib.tku.edu.tw/dspace/handle/987654321/110072

Title:	Are green car drivers friendly drivers? A study of Taiwan’s automobile insurance market
Authors:	Jerry Huang;Kili C. Wang
Keywords:	traffic accident risk;individual behavior;green car;hybrid car;pay-as-you-drive
Date:	2019-03
Issue Date:	2017-03-23 02:10:13 (UTC+8)
Publisher:	Wiley-Blackwell Publishing, Inc.
Abstract:	By integrating claims data from Taiwan’s compulsory liability insurance with a unique data set on driving mileage records for each car, this paper examines whether green car drivers have lower accident risk. We find that, after controlling for the mileage driven per car, the traffic accident risk of green car drivers is significantly lower. Our empirical evidence also confirms that green car drivers are, on average, high-mileage drivers. Moreover, driving more results in a higher accident probability for green car drivers despite their being lower-risk drivers. The policy implications are discussed.
Relation:	Journal of Risk and Insurance 86(1), p.103-119
DOI:	10.1111/jori.12202
Appears in Collections:	[Graduate Institute & Department of Insurance Insurance] Journal Article

Files in This Item:

File	Description	Size	Format
Are green car drivers low-risk drivers A study of Taiwan’s automobile insurance market.pdf		153Kb	Adobe PDF	1	View/Open
index.html		0Kb	HTML	185	View/Open