English  |  正體中文  |  简体中文  |  Items with full text/Total items : 51961/87093 (60%)
Visitors : 8510122      Online Users : 116
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library & TKU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/106206


    Title: Shadow-banking entrusted loan management, deposit insurance premium, and capital regulation
    Authors: Li, Xue-lian;Lin, Jyh-Horng
    Keywords: Shadow banking;Entrusted loans;Bank interest margin;Capital regulation
    Date: 2015-12-24
    Issue Date: 2016-04-22 13:41:46 (UTC+8)
    Publisher: Elsevier BV
    Abstract: This paper studies bank interest margin, i.e., the spread between the loan rate and the deposit rate of a bank, when the bank conducts regular lending and shadow-banking entrusted lending activities under capital regulation. We show that an increase in the entrusted loans increases the bank's interest margin, equity risk, and the liability of deposit insurer. Entrusted loans can help spur bank equity return, but there is a trade-off in terms of reduced banking stability. We also find that the reduced margin and the increased equity risk by capital regulation are reinforced when the bank additionally conducts entrusted lending activities. Relaxing regulatory capital requirements may produce superior return performance and greater safety for the bank carrying on shadow-banking entrusted loans.
    Relation: International Review of Economics and Finance 41, pp.98-109
    DOI: 10.1016/j.iref.2015.09.003
    Appears in Collections:[國際企業學系暨研究所] 期刊論文

    Files in This Item:

    File Description SizeFormat
    index.html0KbHTML41View/Open

    All items in 機構典藏 are protected by copyright, with all rights reserved.


    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library & TKU Library IR teams. Copyright ©   - Feedback