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    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/106029

    Title: The Relationships among Risk Factors, Coverage, Claim Amount: A Case Study of Auto Physical Damage Insurance
    Authors: Lee, Hsu-Hua;Hsu, Ming-Yuan;Lee, Chen-Ying
    Keywords: Risk factor;insurance underwriting;adverse selection;automobile physical damage insurance;structural equitation model
    Date: 2015/03/01
    Issue Date: 2016-04-22 13:15:49 (UTC+8)
    Publisher: Centre for Environment, Social and Economic Research Publications
    Abstract: The purpose of this research is to examine the relationships among risk factors, selection of coverage, and claim amount. In this regard, auto physical damage insurance data from a property-liability company in Taiwan is analyzed using a structural equitation model. The relationships among risk
    factors, selection of coverage, and claim amount are analyzed using 14 independent variables and two explained variables. The results indicate that human factors, road environment factors, and place have positive significant impacts on selection of coverage, and that coverage has a negative correlation with
    claim amount. The study's resultscan be used to establish an effective underwriting and rating system.
    Relation: International Journal of Applied Mathematics and Statistics 53(3), pp.73-86
    Appears in Collections:[管理科學學系暨研究所] 期刊論文

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