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https://tkuir.lib.tku.edu.tw/dspace/handle/987654321/105226
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| 題名: | 我國產險業經營儲蓄型保險之研究 |
| 其他題名: | The study on operating maturity-refund insurance in Taiwan non-life insurance industry |
| 作者: | 吳雅萍;Wu, Ya-Ping |
| 貢獻者: | 淡江大學保險學系保險經營碩士班
廖述源;呂慧芬;Liao, Shuh-Yuan;Lu, Hui-Fen |
| 關鍵詞: | 儲蓄型財產保險;財產保險;滿期返還金;保險長期化;Maturity-refund insurance;Non-Life Insurance;Maturity Payment;Long-term business |
| 日期: | 2015 |
| 上傳時間: | 2016-01-22 14:50:49 (UTC+8) |
| 摘要: | 儲蓄型財產保險係日本財產保險業者首創之保險商品，最早係於1963年推出，其特色係結合「保障」與「儲蓄」之功能為一體。觀察日本保險市場之發展過程可知，儲蓄型財產保險之興盛，為日本財產保險業帶來突破性之發展，亦為其開創歷史上之新頁。
本研究針對儲蓄型財產保險商品之特殊性，進一步提出產險業者研發儲蓄型財產保險商品之適用條件，再藉由日本發展儲蓄型財產保險之經驗，並透過統計資料等實際數據之呈現，輔以說明日本之發展歷史及其貢獻價值，最後就我國產險業經營儲蓄型保險之業務面及財務面，分別探討我國經營儲蓄型財產保險將會面臨之改變與影響，並研擬相關之建議事項，期可供我國未來發展儲蓄型財產保險作為參考，以助發揮儲蓄型財產保險之效益。
The maturity-refund-type insurances were designed by Japanese insurers in 1963. This type of insurance combined protection with savings as the product features. To observe the development of the non-life insurance market in Japan, the maturity-refund-type insurances were flourishing in that period. And also turned a new page of history for non-life insurance in Japan.
This study aims at the specifics of the maturity-refund-type insurance and finds further the conditions of research and development for non-life insurers which will be applicable to the maturity-refund-type insurance. Besides, we illustrated development of the maturity-refund-type insurance and value in Japan with related statistical data etc. Next focus on following the aspect of business and finance, analyze the influence on operating the maturity-refund insurance for non-life insurance industry in Taiwan. Finally, offer the related suggestions to develop the maturity-refund insurance into Taiwan market. |
| 顯示於類別: | [風險管理與保險學系] 學位論文
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