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    請使用永久網址來引用或連結此文件: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/105182

    題名: 我國第三方支付法制中有關消費者權益保護之研究
    其他題名: A study on the legal system of third-party payment from the point of view of consumer protection
    作者: 沈豪宏;Shen, Hao-Hung
    貢獻者: 淡江大學國際企業學系碩士在職專班
    關鍵詞: 第三方支付;電子支付機構管理條例;資金管理;交易安全;Third-party payment;Electronic Payment Processing Institutions Act;Fund Management;Transaction Security.
    日期: 2015
    上傳時間: 2016-01-22 14:49:45 (UTC+8)
    摘要: 我國電子商務產業近來蓬勃發展,儼然成為未來的兆元產業,但是第三方支付業務始終並無對應的法制規範供業者遵循,相較於美國早已於2001年完成第三方支付的專法,日本及中國大陸亦已於2010年完成立法,我國卻遲至2015年2月始由總統公布「電子支付機構管理條例」,立法歷程落後他國甚多。
    The electronic commerce (e-commerce) has been booming so great that become the next trillion-dollar industry in Taiwan; however, there is no corresponding legal regulation of third party payment service for the industry to follow. The U.S.A has already completed the specialized act of third-party payment method in 2001 as well as Japan and Mainland China have in 2010, whereas our legislation has just started, the President announces the beginning of “the electronic payment processing institutions act" in February 2015, which shows our legislation process is far behind many other countries.
    To understand whether there are any inadequate or difficult implementations regarding consumer rights protection within third-party payment platform of our legal system, firstly the study analyzes the features and operation methods of third-party payment and concludes "fund risk management "and" transaction security risk” are the major risks. Secondly, in the light of comparison method, we analyze risk control of corporations’ stock rights within various counties’ legal systems.
    Finally, the study focuses on the authority regulations related to the "electronic payment processing institutions act" and proposes suggestions. We hope the authorities can supervise with taking the future industrial development and implementation of consumer protection into account resulting in a close tie between the legal system and industry trends for creating a more favorable business environment to those companies on internet.
    顯示於類別:[國際企業學系暨研究所] 學位論文


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