English  |  正體中文  |  简体中文  |  Items with full text/Total items : 58323/91867 (63%)
Visitors : 14040615      Online Users : 59
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library & TKU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version
    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/104972

    Title: 我國私立大學校院畢業生就學貸款償還機制與負擔之研究
    Other Titles: A study on the student loan repayment scheme and repayment burden of private higher education graduates in Taiwan
    Authors: 蒲清華;Pu, Ching-Hua
    Contributors: 淡江大學教育政策與領導研究所碩士班
    鈕方頤;Nyeu, Fong-Yee
    Keywords: 大學畢業生;就學貸款;償還機制;償還負擔;Graduates;Student Loan;Repayment Scheme;Repayment Burden
    Date: 2015
    Issue Date: 2016-01-22 14:44:41 (UTC+8)
    Abstract: 本研究之研究目的為分析我國私立大學校院畢業生對就學貸款償還機制的看法,以及實際償還負擔情形,並針對分析結果提出相關建議,以供日後教育行政主管機關作為政策決策之參考。
    The purpose of this study is to analyze the higher education student loan repayment scheme and repayment burden of private higher education graduates in Taiwan, so as to make suggestions for future policy making.
    This research is based on documentary analysis and semi-structured interviews with private higher education graduates who have begun repaying their loans. Conclusions are as follows:
    1.Total student loan amount, repayment planning, personal income, family assistance and living burden are the deciding factors of student loan repayment burden.
    2.Graduates who did not receive any tuition grants from the government during their period of study experience a heavier repayment burden.
    3.Graduates with low starting salary experience repayment burdens that are higher than what they deem reasonable.
    4.Graduates prefer making monthly repayments than paying off the loan at once.
    5.Measures are needed to improve the repayment extension scheme and to make sure loan borrowers understand the repayment terms.
    6.Graduates are accepting of the idea of an income-contingent loan repayment scheme with a percentage that varies with the salary level.
    7.A combination of the current loan repayment system with the income-contingent loan repayment scheme may better meet the needs of the higher education graduates in Taiwan.
    Appears in Collections:[Master's Program, Graduate Institute of Educational Policy and Leadership] Thesis

    Files in This Item:

    File Description SizeFormat

    All items in 機構典藏 are protected by copyright, with all rights reserved.

    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library & TKU Library IR teams. Copyright ©   - Feedback