English  |  正體中文  |  简体中文  |  全文筆數/總筆數 : 56999/90690 (63%)
造訪人次 : 12419806      線上人數 : 54
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library & TKU Library IR team.
搜尋範圍 查詢小技巧:
  • 您可在西文檢索詞彙前後加上"雙引號",以獲取較精準的檢索結果
  • 若欲以作者姓名搜尋,建議至進階搜尋限定作者欄位,可獲得較完整資料
  • 進階搜尋
    請使用永久網址來引用或連結此文件: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/103223

    題名: Higher Education Student Loan Controversy in Taiwan: Any lessons from the income contingent loan scheme?
    作者: 鈕方頤
    貢獻者: 淡江大學教育政策與領導研究所
    日期: 2013-02
    上傳時間: 2015-05-26 12:15:19 (UTC+8)
    摘要: Conventional fixed-schedule loans, also understood as government-guaranteed loans, are available to higher education students in Taiwan on the basis of means-tested family incomes. The government provides the payment of interest on the debt before a student graduates and guarantees the repayment of the debt to the bank in the event of default. Borrowers begin repaying their loans one year after graduating from college, at a fixed monthly rate. The loan’s maturity depends on how many semesters of tuition it covered. Social tensions over increasing living costs and low salary for college graduates have caused heated disputes over higher education tuition fees and the terms of student loans, while the government’s financial burden to pay for the interests has also been increasing. Unlike the conventional fixed-schedule loans which have equal periodic payments, income-contingent loans are repaid as a proportion of annual income. Capacity to pay, and not time, defines the repayment obligation. This paper reviews the terms of the current student loan system in Taiwan, examines the income-contingent loan schemes implemented in countries such as Australia and England, and discusses implications of the income-continent loan schemes for the student loan system in Taiwan.
    顯示於類別:[教育政策與領導研究所] 會議論文





    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library & TKU Library IR teams. Copyright ©   - 回饋