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|Title: ||企業金融放款品質策略之分析 : 以C銀行供應鏈應收帳款線上融資為例|
|Other Titles: ||The analysis of a strategic of quality loans on corporation banking : the case study of supply chain accounts receivable on line by bank C|
|Authors: ||孫家邦;Sun, Chia-Pang|
林志鴻;Lin, Jyh-Horng;賴錦璋;Lai, Chin-Chang
|Keywords: ||銀行產業;供應鏈;應收帳款融資;使命陳述;企業金融;Banking Industry;supply chain;accounts receivable financing;Mission Statements;corporate finance|
|Issue Date: ||2015-05-04 09:45:43 (UTC+8)|
本研究藉由一特定為個案研究探討對象，對個案C銀行以供應鏈應收帳款線上融資策略來達成台灣銀行業企業金融放款品質最高的銀行策略進行研究。採用Lin and Pao (2004)提出之策略管理架構，歸納出企業競爭策略形成之重要相關因素，以提供證券產業相關參考。本研究採個案研究法，透過國內外相關文獻探討、初級資料及次級資料的蒐集，歸納結論如下：
Supply chain financing services differs from traditional bank financing products, the innovation is to seize large high-quality corporate stable supply chain, upstream and downstream supply chain operations around the norms, good credit, a stable sales channels and corporate funding sources of payment for product designed to large enterprises as the core of the center, choose well-qualified as a finance object on the downstream business of commercial banks, which broke through the commercial banking business both traditional credit rating requirements, there is no need to provide alternative collateral to effectively solve the financing of SMEs difficult problem. With online accounts receivable financing business supply chain strategies to enhance the quality of financial loans.
This study is a case study to explore a particular object of the case C online bank accounts receivable financing supply chain strategies to achieve Taiwan''s banking corporate finance bank lending highest quality strategic research. Using Lin and Pao (2004) proposed strategic management framework, summarized the important factors in the formation of corporate competitive strategy to deliver the securities industry related reference. This study used the case study method to explore through the relevant literature, primary data and secondary data collection, conclusions are summarized as follows:
First, under the corporate mission statement, after a comprehensive internal environment, external environment and industry analysis to assess the overall environment, summarized important considerations C Bank strategy formation: In the face of the internal environment is "customer-oriented operation of e ''in external industry environment as "low financing costs, the advantages of corporate financial information," the overall environmental aspect as "cross-strait harmony, industry clusters." Summarize three important factors mentioned above, the formation of "self-liquidating transactions in real terms of repayment," the bank''s strategy is to achieve the mission of the case statement.
Second, the mission statement of the case C Bank - "became the highest quality Taiwanese banking corporate finance lending banks'' assessment of its internal environment, external environment and the overall industry environment, summed up the bank accounts receivable line suitable for supply chain financing business strategies to achieve its strategies, "the substance of the transaction receivable loan quality."
|Appears in Collections:||[國際企業學系暨研究所] 學位論文|
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