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    Please use this identifier to cite or link to this item: http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/102023

    Title: 第三方支付模式對台灣銀行業之影響與因應
    Other Titles: The impact of Third-Party Payment model to Taiwanese banking industry and its response
    Authors: 陳俊嘉;Chen, Chun-Chia
    Contributors: 淡江大學國際企業學系碩士在職專班
    張勝雄;Chang Sheng-Hsiung
    Keywords: 第三方支付;銀行法;電子票證發行管理條例;Third-party payment;Bank Law;Act Governing Issuance of Electronic Stored Value Cards
    Date: 2014
    Issue Date: 2015-05-04 09:45:31 (UTC+8)
    Abstract: 本研究架構主要在探討網路經濟與電子商務快速發展下,第三方支付模式對台灣銀行業之影響與因應。除透過相關文獻闡述電子商務及第三方支付之定義、交易流程及分別以本國銀行法與電子票證發行管理條例為法源基礎,進行基本法制議題之探討外,並就中國大陸第三方支付業務十餘年來的發展現況進行了解,以作為台灣銀行業跨足該產業之借鏡參考。

    The study discusses the influence of Third-Party Payment toward Taiwan banking under the rapid development of e-commerce and Internet economy. Through literature review, we understand the definition of e-commerce and Third-Party Payment, trading process and related law issues about Bank Act and Act Governing Issuance of Electronic Stored Value Cards. Moreover, the study analyses business in China third-party payment industry as a reference for Taiwan banking.

    In April, 2014, Payment Processing Institutions Act was monitored by The Financial Supervisory Commission (FSC) and financial industry can operate the business of Third-Party Payment for certainty. Therefore, this study hopes to propose a win-win business model through evaluating the risk of banking for entry the Third-Party Payment business and competing relationship in the same profession.
    Appears in Collections:[Graduate Institute & Department of International Business] Thesis

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