DSpace collection: 會議論文

Healthcare utilization and health status among the Taiwanese adult population during the COVID-19

title: Healthcare utilization and health status among the Taiwanese adult population during the COVID-19

Natural Hedging on Overseas Investment of Insurance Companies: Application of Copula Functions between Interest Rate and Exchange Rate

title: Natural Hedging on Overseas Investment of Insurance Companies: Application of Copula Functions between Interest Rate and Exchange Rate

Family Ownership, Board Governance, and Firms’ Voluntary ESG Disclosure: Evidence from Taiwan

title: Family Ownership, Board Governance, and Firms’ Voluntary ESG Disclosure: Evidence from Taiwan

Balancing Protection and Autonomy: The Development of Regulations on Protecting Female Seafarers under the Seafarer Act of Taiwan

title: Balancing Protection and Autonomy: The Development of Regulations on Protecting Female Seafarers under the Seafarer Act of Taiwan

Reflections on the Scope of Labor Law- Protection of Platform Workers.

title: Reflections on the Scope of Labor Law- Protection of Platform Workers.

Corporate Culture and Employment Discrimination— A Comparison between the U.S and Taiwan.

title: Corporate Culture and Employment Discrimination— A Comparison between the U.S and Taiwan.

Discrimination Based on Physical Appearance; Good Looks and Body Type, US and Taiwan.

title: Discrimination Based on Physical Appearance; Good Looks and Body Type, US and Taiwan.

A Research on the Legal Issues Related to Employment Tests.

title: A Research on the Legal Issues Related to Employment Tests. abstract: With the advance of science and technology, different types of tests are widely applied to the selection procedure by the employers, relevant issues become more and more prevalent. To clarify the legal issues about the usage of tests in the workplace, this article will introduce the practice of the laws respectively in the US, the UK, and Taiwan, analysing the similarities and differences among them, and come up with the proper way to deal with the issues regarding tests. As we all know, human resources are the most important asset of the enterprise. To make sure the job applicants or the employees have sufficient competence to complete the tasks and are able to make the most profits for companies, a large number of employers would implement the tests to find out the characteristics, health condition and competence of them so that the best employment decisions can be made. There is nothing to be blamed that the employers pursuit the best profits, whilst in the selection process the employers probably discover the innate and unchangeable defects of the applicants or the employees, and take further adverse action against them, which can lead to a chain of issues concerning employment discrimination and privacy. In the US, the implementation of employment tests doesn’t necessarily constitute discrimination even if the employer obtain the personal information of the applicants or the employees through tests. Under the anti-discrimination laws, the action of the employers will not be able to be seen as employment discrimination unless the applicants or the employees suffer adverse treatment after taking the tests. The American with Disability Act, in substance, has its name of anti-discrimination law, also has the function of indirectly protecting workplace privacy. Even though the employers are allowed to conduct the employment tests, they cannot take any adverse action against the employees, except for the special conditions set by the law. In contrast, relevant laws in the UK focus on protecting personal privacy, which means tests done by employers will be treated as the privacy issues. Once the employer collect information from the applicants or the employees without following the requirements of relevant laws, he or she might constitute infringement of the workplace privacy. The Data Protection Act and the Employment Practice Code put the limitation on employers’ rights to gather those information they need from the applicants or the employees, especially information which can be categorized as what is so-called “sensitive data”. Upon collecting, processing or using the personal information of employees through the tests, the employers are asked to make sure they meet one or more requirements before performing the tests. Also, the sensitive data can be obtained only if the employers meet at least one special requirement, which has the stricter limitation. On top of that, the eight principles regulated in the Data Protection Act play an important role in workplace privacy protection. The employers who would like to gather information of the employees must follow all the principles. Even employers who can legally implement the tests to acquire the information from the applicants or the employees, also need to ensure the information being processed properly and have no adverse effects on the applicants or the employees. In Taiwan, tests in the workplace would be regarded as the privacy issues in principle. Currently, Article 5(2) of Employment Service Act and the Article 1-1 of the Enforcement Rules of Employment Service Act are the mainly relevant laws which regulate employment tests. Also, the Personal Information Protection Act in Taiwan covers the issues about collecting, processing and using the personal information. Furthermore, there are also some laws set from the perspective of anti-discrimination, which are beneficial to the establishment of the laws concerning employment tests in Taiwan. After further analysis of different legal systems in the US, the UK and Taiwan, it’s clear to discover the issued treated in different way in different legal systems. As the employment tests are used widely and frequently, the concern for the issues arise, the article suggests that the dual system avoiding employment discrimination and protecting the workplace privacy should be established without overlap. Also, the laws must be flexible, adjustable and in line with the social development.

Comprehensive Drivers of Claims Automation in Private Health Insurance

title: Comprehensive Drivers of Claims Automation in Private Health Insurance

Valuation Effects of Winner-Picking and Coinsurance Internal Capital Allocation Practices, and the Contingent Role of Corporate Control

title: Valuation Effects of Winner-Picking and Coinsurance Internal Capital Allocation Practices, and the Contingent Role of Corporate Control abstract: By analyzing the sample of non-financial firms in Taiwan, this study reveals that both winner-picking and coinsurance internal capital allocation practices increase firms’ valuation. Moreover, among top-performing firms, corporate control strengthens the value-enhancing effect of winner-picking practice as controlling shareholders are more incentivized to use their power to direct the internal capital to boost firm value and their private benefits. On the contrary, among poorly-performing firms, the positive effect of coinsurance practice on firm value is pronounced only when corporate control level is low. As controlling shareholders are unlikely to benefit from poorly-performing firms’ operations, the entrenchment concern arising from increased corporate control may lead to the misuse of internal capital, and thus weakened the value-enhancing effect of coinsurance practice. Collectively, our study documents the valuation effects of internal capital allocation practices, and the divergent contingent role of controlling shareholders’ corporate control over firms regarding these allocation practices.

論責任保險人及其被保險人之共同訴訟類型與合一確定必要爭議

title: 論責任保險人及其被保險人之共同訴訟類型與合一確定必要爭議

論保險業辦理不動產投資管理辦法草案對於現行爭議之回應與省思

title: 論保險業辦理不動產投資管理辦法草案對於現行爭議之回應與省思

論保險契約利害關係人契約資訊權：以保單解約金強制執行階段為核心

title: 論保險契約利害關係人契約資訊權：以保單解約金強制執行階段為核心

初探保險消費者個人資料作為數位服務契約之對價

title: 初探保險消費者個人資料作為數位服務契約之對價

論破產法及消費者債務清理條例「禁止扣押之財產」－以人壽保險契約金錢債權為中心

title: 論破產法及消費者債務清理條例「禁止扣押之財產」－以人壽保險契約金錢債權為中心

Quantifying Reinvestment Risk in International Bonds: A Random Neural Networks Approach

title: Quantifying Reinvestment Risk in International Bonds: A Random Neural Networks Approach

Does Firm Size Matter in the Valuation Effects of Corporate Social Responsibility?

title: Does Firm Size Matter in the Valuation Effects of Corporate Social Responsibility?

The Impact of Epidemic Insurance Policies on the Assets and Liabilities of Property-Liability Insurance Companies: A Case Study of COVID-19

title: The Impact of Epidemic Insurance Policies on the Assets and Liabilities of Property-Liability Insurance Companies: A Case Study of COVID-19

Determinants of Claims Investigation Actions in Private Health Insurance

title: Determinants of Claims Investigation Actions in Private Health Insurance

Unveiling the Black Box: Determinants of Claims Investigation in Private Health Insurance

title: Unveiling the Black Box: Determinants of Claims Investigation in Private Health Insurance

The perception of long-term care probability and political party's attitude on the demand for private long-term care insurance: the empirical evidence from the United States

title: The perception of long-term care probability and political party's attitude on the demand for private long-term care insurance: the empirical evidence from the United States abstract: With the growing aging population, establishing an effective long-term care (LTC) system has become a paramount concern for nations worldwide. The extreme uncertainty and high costs associated with LTC services have prompted individuals to purchase private long-term care insurance (LTCI) to transfer some LTC financial risk to life insurance companies. Nevertheless, many previous studies have highlighted the inadequacy of the LTCI market in addressing the challenges an aging society poses. Moreover, various factors influence individual decisions regarding LTCI purchases. By analyzing data obtained from a 2018 poll conducted by NORC at the University of Chicago, comprising 1,945 samples, the purpose of this study is to investigate the influence of perceptions of long-term care probabilities and political party attitudes on demand for Private LTCI. The empirical results supported that individuals who support the Republican Party are more willing to purchase long-term care insurance than those who support the Democratic Party. However, there is no significant relationship between the perception of long-term care probability and long-term care insurance. The empirical results of this project may provide some inspiration relating to how the perception and the political attitude relating to long-term care impact demand for private long-term care insurance.

How Business Groups Finance Internal Capital Supports? The Roles of Group Firms External Financing and Risk-Taking Decisions

title: How Business Groups Finance Internal Capital Supports? The Roles of Group Firms External Financing and Risk-Taking Decisions abstract: Our aim is to investigate how business groups source financial supports to less solvent members without compromising group-wide solvency. By examining the mediating roles of other group members’ financial decisions in relation to the effect of focal firm’s financial weakness on internal capital received by focal firm, we find that other group members raise external capital in response of focal firm’s financial weakness, and other members’ external financing further translates into internal capital transfer to focal firm. Moreover, some of our results suggest that other group members also reduce their asset risk-taking to conserve the capacity to provide internal capital to financially weak members. Collectively, our study reveals the interdependencies among focal firm’s financial weakness, other group members’ financial decisions, and internal capital transfer, which shed lights on group-wide solvency management practices.

Reinvestment risk of international bonds: The random neural networks approach

title: Reinvestment risk of international bonds: The random neural networks approach

Collusion between Retailers and Customers: The Case of Insurance Fraud in Taiwan

title: Collusion between Retailers and Customers: The Case of Insurance Fraud in Taiwan

Collusion between Retailers and Customers: The Case of Insurance Fraud in Taiwan

title: Collusion between Retailers and Customers: The Case of Insurance Fraud in Taiwan

Analyzing Determinants of Claims Investigation Actions in Private Health Insurance

title: Analyzing Determinants of Claims Investigation Actions in Private Health Insurance

The perception of long-term care policy and political party's attitude on the demand for private long-term care insurance: the empirical evidence from the United States

title: The perception of long-term care policy and political party's attitude on the demand for private long-term care insurance: the empirical evidence from the United States

Effects of Demographic Factors and Health Insurance on COVID-19 Vaccine Acceptance

title: Effects of Demographic Factors and Health Insurance on COVID-19 Vaccine Acceptance

Medical Examination, Underwriting Decision and Performance: Evidence from the Private Health Insurance Market

title: Medical Examination, Underwriting Decision and Performance: Evidence from the Private Health Insurance Market

Medical Examination and Underwriting Performance: Evidence from the Private Health Insurance Market

title: Medical Examination and Underwriting Performance: Evidence from the Private Health Insurance Market

The Interplays among Related Party Transactions: from the Perspective of Coinsurance Theory

title: The Interplays among Related Party Transactions: from the Perspective of Coinsurance Theory

Utilizing Latent Space Representation for Clustering Chronic Kidney Disease Subtypes via Electronic Health Records

title: Utilizing Latent Space Representation for Clustering Chronic Kidney Disease Subtypes via Electronic Health Records

產品市場競爭是否影響過度自信CEO的企業社會責任績效?

title: 產品市場競爭是否影響過度自信CEO的企業社會責任績效? abstract: 本研究採用台灣上市櫃公司為樣本，探討CEO過度自信與企業社會責任的關係，進一步探究產品市場競爭對於CEO過度自信與企業社會責任關係的影響。本研究參考過去文獻提出的企業社會責任指數(CSR Index)，將企業社會責任分為6大構面，24個項目，加總以建構企業社會責任指數。本研究發現，CEO過度自信與CSR呈現負向顯著的關係；在低度競爭的環境中，CEO過度自信與CSR的執行呈現負向或没有顯著的關係，在高度競爭環境中，兩者則呈現顯著的正向關係。此研究結果表示，過度自信CEO容易高估公司未來營運及投資成功的機率、低估風險，較不注重企業社會責任的履行及其避險效益。在低度競爭環境中，公司容易具有市場主導力，因此，過度自信CEO較不注重企業社會責任的履行，及採取企業社會責任作為避險策略。然而，在競爭激烈的市場中，即使過度自信的CEO亦會收斂起過於自信的態度，利用企業社會責任活動，作為一種競爭策略或企業避險策略。值得一提的是，本研究亦發現，CEO過度自信及產業競爭與不同企業社會責任構面的關係有所差異。

Almost Stochastic Dominance under Rank-Dependent Expected Utility and the Demand for Insurance

title: Almost Stochastic Dominance under Rank-Dependent Expected Utility and the Demand for Insurance

Option-Implied Preference Parameter in Almost Stochastic Dominance

title: Option-Implied Preference Parameter in Almost Stochastic Dominance

Revisiting Almost Marginal Conditional Stochastic Dominance

title: Revisiting Almost Marginal Conditional Stochastic Dominance

Fractional-order Omega

title: Fractional-order Omega

Estimating Probability Weighting Functions through Option Pricing Bounds

title: Estimating Probability Weighting Functions through Option Pricing Bounds

後疫情時代邁向全球永續發展的行動

title: 後疫情時代邁向全球永續發展的行動

Does Capital Depletion Drive External Capital Issuance? Evidence from Internal Capital Markets

title: Does Capital Depletion Drive External Capital Issuance? Evidence from Internal Capital Markets